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🧾 Memphis, TN

Memphis Sales Tax Calculator

Combined rate: 9.75% — 7% state + 2.75% Shelby County

⚠️ Disclaimer: Tax rates shown are approximate and may have changed. Rates were last verified February 2026. Always confirm with your local tax authority for the most current rate. The tax rate field below is editable — update it to match your exact local rate.

Memphis, Tennessee Sales Tax

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Tax per $100

Common Purchases in Memphis

$25 purchase$27.44
$50 purchase$54.88
$100 purchase$109.75
$250 purchase$274.38
$500 purchase$548.75
$1000 purchase$1097.50

Memphis, Tennessee Sales Tax Rate

The combined sales tax rate in Memphis, Tennessee is 9.75% (7% state + 2.75% Shelby County). This means a $100 purchase costs $109.75 after tax, with $9.75 going to sales tax.

Tennessee's base state rate is 7.0%. Memphis's combined rate of 9.75% includes both state and local taxes. Rates can change — the tax rate field above is editable so you can enter the exact rate for your specific location.

← Tennessee Sales Tax · All State Rates · Sales Tax Calculator

More Tennessee Cities

Nashville 9.25%Knoxville 9.25%Chattanooga 9.25%Clarksville 9.5%Murfreesboro 9.75%Franklin 9.75%Jackson 9.75%Johnson City 9.25%Hendersonville 9.25%

Tax Planning in Memphis, Tennessee

Understanding your tax obligations in Memphis helps you plan your finances effectively. As a resident of Tennessee, you benefit from no state income tax, which means your federal tax burden is your primary concern. This gives Memphis residents a meaningful take-home pay advantage over similar earners in states with income tax.

Federal tax basics: The US uses a progressive tax system where income is taxed at increasing rates across seven brackets, from 10% up to 37%. For a Memphis resident earning $50,000 annually, the federal tax applies as 10% on the first $11,600, 12% on income from $11,601 to $47,150, resulting in an effective rate near 12%. This effective rate is well below the 22% marginal rate that applies to the last $2,850. Understanding this distinction between marginal and effective rates is essential when calculating your total tax burden alongside TN state taxes and the 9.75% local sales tax rate.

Local considerations for Memphis: Beyond federal and state taxes, some cities and counties impose local income taxes, payroll taxes, or occupational taxes. Property taxes in Memphis also affect your overall tax burden if you own a home. When comparing take-home pay between cities, factor in all tax layers plus the local cost of living for the complete financial picture.

Maximizing deductions: Common deductions that reduce taxable income include mortgage interest, state and local taxes (up to $10,000 SALT cap), charitable contributions, and student loan interest. For Memphis residents, the lack of state income tax means the SALT deduction is limited to property and sales taxes. Compare the standard deduction ($14,600 single / $29,200 married) against your itemized total to determine which saves more.